Terms and Conditions
About LookforHealth
The terms and conditions set out below detail how LookForHealth.co.uk can be
used. If the Look For Health website hereinafter referred to as ‘the website’ is
used, you are agreeing to be bound by these terms and conditions. If you do not
accept any of the terms and conditions stated below, you should not use the
website. By using the website, you undertake that you are aged 18 years or older
and is a UK resident.
LookForHealth.co.uk collects data from users and passes this information,
unaltered, where applicable and after user approval to FSA authorised advisers
who will provide users with life insurance quotations and comparisons. It is a
trading name for Clixel Ltd (company registration number 04921421). Registered
address:
Clixel Ltd
Michael House
35 Chiswell Street
London
EC1Y 4SE
You agree and accept that Clixel Ltd has no responsibility to review the content of the communications on the website all of which are made available on the basis that Clixel Ltd shall not be required to exercise any control or judgment of the content or the material posted or contained therein.
Third party websites with links from LookForHealth have not been verified or reviewed by Clixel Ltd, and use and access of such third party websites is at your own risk. You acknowledge and agree that Clixel Ltd does not act in any way as your agent or as the agent for any of the third party organisations and services featured on the website.
Clixel Ltd makes no warranties, nor can it assume any responsibility for the following:
1. the accuracy, comprehensiveness, suitability or currency of the content of any third party material featured (whether or not this information is identified by Clixel Ltd as being from a third party)
2. the quality of service offered by any third party featured on the website, or recommended by Clixel Ltd on the website
Clixel Limited
Clixel Ltd is engaged in the marketing and supply of third party information relating to the finance industry – including in relation to health insurance and other financial services.
Any financial information featured on the website or accessed via a link from the
website is not considered to be financial advice from Clixel Ltd. Clixel Ltd is
not authorised by the Financial Services Authority (FSA) regarding financial
products and should not be regarded as a financial advisor. Information provided
on this website should not be considered to be advice nor be recommending any
course of action to the users.
If users are in any doubt about the most suitable product or course of action
they should take in respect of their insurance needs, they should speak to an
FSA authorised adviser. Any issues that may arise from contact or communication
with third parties accessed from the website are not the responsibility of
Clixel Ltd.
Many third party service providers will request that you are subject to their Terms and Conditions. Those Terms and Conditions are entirely separate to these Clixel Ltd Terms and should be treated accordingly.
Before entering into any agreement with a third party we recommend that you read
their Terms and Conditions very carefully and seek independent advice where
necessary.
Clixel Ltd provides FSA authorised advisers with information about website users
who wish to receive a comparison or quotation. This in no way suggests that
Clixel Ltd is recommending or endorsing the FSA authorised adviser nor that
there is an exclusive or partnership arrangement with the said FSA authorised
adviser.
To the extent permitted by law Clixel Ltd excludes liability for all inaccuracies present on the website.
Intellectual Property
The copyright and intellectual property (IP) rights of all of the material published on the website; website design; corporate identity; text and graphics; and all software compilations, source code and software belong to Clixel Ltd. All rights are reserved.
Permission must be secured prior to the reproduction or redistribution of material from the website. Single printouts can be made for personal, non-commercial use. Adaptations or alterations to content from the website in addition to unauthorized links are also not permitted.
Clixel Ltd owns the rights to the website. All other company names and products belong to their respective owners.
Information from the website must not be used for illegal or immoral use.
Liability Obligations
Clixel Ltd does all it can to ensure data on the website is accurate and endeavors to immediately correct any inaccuracies as soon as the company is made aware of them. To the extent allowed by law, Clixel Ltd is not responsible for inaccuracies published on the website.
Clixel Ltd does not validate, monitor or endorse any third party information submitted to the website and as such, this information could be inaccurate. Clixel Ltd does not validate, monitor or endorse the data or quotations collected from third parties as presented to you on the search results page.
Clixel Ltd is not responsible for any harmful effect on technology that may result from using the website nor does Clixel Ltd give any warranty that the website is free from viruses. In addition, Clixel Ltd is excluded from liability should any losses or claims occur as a result of your inability to access the website, or from any use of the website or reliance on data published on the website to the extent permitted by law.
Nothing stated within these terms and conditions excludes or limits our liability
for fraud and personal injury occuring as a result of use of the website.
Termination of Agreement
Should any of the terms and conditions stated be breached, Clixel Ltd has the right to terminate the agreement and immediately remove, cancel or suspend access to and use of the website.
All disclaimers, indemnities and exclusions stated within these terms and conditions shall survive termination of the agreement between us for any reason.
Clixel Ltd is not liable for failure to undertake any obligation under this agreement if failure results from events out of its control, including without limitation Internet/telecoms outages, fire, flood, war and acts of God.
General Information
The website is solely directed at those who access the website from the UK.
Should any provision of the agreement be held unlawful or invalid, that provision shall be deemed severed. Where relevant, the validity of the remaining provision of the agreement will not be affected.
Should Clixel Ltd not enforce any provision of this agreement, such will not be considered a waiver of any provision or right
Use of the website and these terms are subject to the laws of England which shall exclusively govern the interpretation, application and effect of all the above permissions, exclusions, licenses and conditions of use and shall be construed in accordance with the laws of England and the parties submit to the exclusive jurisdiction of the English courts.